You may also claim old-age pension at a lower age:
You can claim a lowering of the age limit from 60 years if you have completed 40 years of pensionable service without purchase before the age of 60, but not to below 58 years for a man, or 56 years for a woman.
You may also claim a lowering of the age limit from 65 years if you have completed 38 years of pensionable service without purchase, but not to below 61 years.
You can claim a lowering of the age limit from 60 years if you have completed 40 years of pensionable service without purchase before the age of 60, but not to below 58 years.
Provided that you have completed 38 years of pensionable service without purchase, the age limit of 65 years may also be lowered on this basis, but not to below 63 years.
If you have completed 40 years of pensionable service without purchase before the age of 60, you can claim a lowering of the age limit from 60, but not to below 58 years for men, or 57 years for women.
You may claim this lowering, which does not have a lower limit, if you:
complete 40 years of pensionable service without buy-back before the age of 60, or
complete 15 years of insurance period before the age of 65.
You may claim this lowering if you:
You can also claim a lowering of the old-age pension age on several grounds:
women (age of 60 lowered to not below 57)
first because of caring for a child,
then on account of joining the compulsory insurance scheme before the age of 18;
men (age of 60 lowered to not below 58)
first on account of joining the compulsory insurance scheme before the age of 18;
then because of caring for a child,
and last on account of serving compulsory military service.
women on account of caring for a child, age of 65 lowered to not below 61.
men age of 65 lowered to not below 63:
first because of caring for a child,
then on account of serving compulsory military service.
If you qualify for an insurance period with bonus or a calculation period due to personal circumstances, this lowering of the age limit has priority.
This is followed by a lowering of the age limit on other bases (caring for a child, serving compulsory military service, or joining compulsory insurance before the age of 18), but not below the respective minimum possible ages .
This means that by applying the first possible ground for the lowering of the age limit, the latter may already be lowered to the maximum extent, so that no further lowering on any of the other grounds is possible.